Here are some tips for creating safe passwords.

1. Personal predictability: Many of us create passwords that are easy for us to remember. Don't include personal information in your passwords, such as name, birth date, favorite team, street name.

2. The longer the better: The safest passwords are those that include 8-14 characters.

3. Change it up: It is recommended that passwords should be changed regularly. In particular, online banking passwords should be changed every 1-2 months.

4. Keep it secret & keep it safe: Do not share your password with others and be very careful about writing them down where others may have access to the information.

5. "Password" as a password: Many times web administrators initially set your password as "password". The first thing you should do is reset that password to something unique to you.

6. To each his/her own: Although this can be difficult, do not use the same password or similar password patterns for every online account.

7. Hooked on mnemonics: Try working a mnemonic phrase into your password such as "all's fair in love and war" which would be AFILAW".

8. Ban the basics: Using simple words from the dictionary are very easy for others to decipher.

Remember, the Internet is a wonderful and powerful tool, however, be smart when using it, including the use of safe passwords.